These are just a few of the most popular programs I offer.  Please read through, and feel free to contact me with any questions you may have, or if you are looking for a program not mentioned. 

100% Financing
Stated Income
Non-Conforming Options
Interest Only
First Time Homebuyers
Construction To Permanent


100% Financing –There are programs that do not require any money down. Sometimes these programs even allow seller-paid closing costs, letting the buyer come to the table with little to no money at all.  While this may sounds perfect, it is not for everyone, and underwriting is very strict on guidelines.

Stated Income – This program is designed specifically for self-employed borrowers, as well as families with multiple sources of income.  A great program to help you qualify for your mortgage, and lessen the amount of paperwork involved in the process.

Non-Conforming Options – Bankruptcy, late payments, unique properties or less than perfect credit…don't close the door yet. We may have the financing program. We are more than happy to talk with you about your finances and find a program that meets your needs.

Interest Only – For our clients who are knowledgeable about finances and are interested in low monthly mortgage payments, this may be a great program. Creating a Principle Reduction Plan and building equity fast sound interesting? Call me and find out more.

First Time Homebuyers – We all know that the first time you buy a home, you are both excited and nervous about this investment, especially the financing. Not only do we have programs tailored for first time homebuyers, we pride ourselves on helping you achieve the American Dream. Our goal is to insure that you understand and are comfortable with financing a new home, every step of the way.

Construction-to-Permanent – We have this program available for those clients who are building a home and would like to only pay closing costs one time, and go ahead and lock their rate in now, instead of waiting until the home is completed and guessing where rates will be then.